Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,438,869,000 | 1,446,165,000 | 1,482,329,000 | 1,540,979,000 |
| Total loans | 1,042,490,000 | 1,104,755,000 | 1,137,763,000 | 1,211,057,000 |
| Allowance for loan losses | 16,575,000 | 16,970,000 | 13,133,000 | 13,089,000 |
| Securities available for sale | 263,855,000 | 261,440,000 | 244,338,000 | 221,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,255,108,000 | 1,190,568,000 | 1,152,861,000 | 1,140,901,000 |
| Interest-bearing deposits | 1,042,494,000 | 991,800,000 | 957,481,000 | 939,401,000 |
| Noninterest-bearing deposits | 212,614,000 | 198,768,000 | 195,380,000 | 201,500,000 |
| Equity capital | 139,127,000 | 133,636,000 | 136,620,000 | 140,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,622,000 | 24,092,000 | 37,807,000 | 52,437,000 |
| Interest expense | 1,028,000 | 2,172,000 | 4,048,000 | 7,852,000 |
| Net interest income | 10,594,000 | 21,920,000 | 33,759,000 | 44,585,000 |
| Noninterest income | 2,790,000 | 5,731,000 | 8,635,000 | 11,097,000 |
| Noninterest expense | 10,310,000 | 20,658,000 | 31,397,000 | 41,527,000 |
| Provision for loan losses | 450,000 | 900,000 | -2,950,000 | -2,950,000 |
| Pretax income | 2,624,000 | 6,093,000 | 13,947,000 | 17,105,000 |
| Income tax | 661,000 | 1,545,000 | 3,661,000 | 4,400,000 |
| Net income | 1,963,000 | 4,548,000 | 10,286,000 | 12,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,288,000 | 137,212,000 | 142,471,000 | 144,068,000 |
| Total capital | 148,183,000 | 150,544,000 | 155,604,000 | 157,157,000 |
| Risk-weighted assets | 1,027,931,000 | 1,062,892,000 | 1,089,861,000 | 1,132,469,000 |