Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,220,693,000 | 1,257,463,000 | 1,319,671,000 | 1,328,139,000 |
| Total loans | 1,021,240,000 | 1,050,726,000 | 1,053,682,000 | 1,052,701,000 |
| Allowance for loan losses | 13,292,000 | 14,649,000 | 14,871,000 | 15,508,000 |
| Securities available for sale | 101,830,000 | 98,609,000 | 101,891,000 | 99,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,017,022,000 | 1,086,821,000 | 1,127,993,000 | 1,139,481,000 |
| Interest-bearing deposits | 870,380,000 | 919,253,000 | 947,234,000 | 941,254,000 |
| Noninterest-bearing deposits | 146,642,000 | 167,568,000 | 180,759,000 | 198,227,000 |
| Equity capital | 121,187,000 | 129,048,000 | 136,471,000 | 138,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,079,000 | 24,046,000 | 35,721,000 | 48,354,000 |
| Interest expense | 3,093,000 | 5,747,000 | 8,200,000 | 10,049,000 |
| Net interest income | 8,986,000 | 18,299,000 | 27,521,000 | 38,305,000 |
| Noninterest income | 5,391,000 | 15,863,000 | 27,911,000 | 37,215,000 |
| Noninterest expense | 9,396,000 | 20,502,000 | 30,278,000 | 42,045,000 |
| Provision for loan losses | 550,000 | 2,050,000 | 3,550,000 | 5,050,000 |
| Pretax income | 4,728,000 | 12,262,000 | 22,256,000 | 29,077,000 |
| Income tax | 1,249,000 | 3,314,000 | 6,004,000 | 7,838,000 |
| Net income | 3,479,000 | 8,948,000 | 16,252,000 | 21,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,148,000 | 117,072,000 | 124,446,000 | 126,962,000 |
| Total capital | 124,293,000 | 129,558,000 | 137,124,000 | 139,585,000 |
| Risk-weighted assets | 970,458,000 | 996,737,000 | 1,012,011,000 | 1,006,940,000 |