Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 864,344,000 | 920,191,000 | 949,065,000 | 955,421,000 |
| Total loans | 676,813,000 | 736,129,000 | 763,722,000 | 778,985,000 |
| Allowance for loan losses | 7,745,000 | 7,898,000 | 8,018,000 | 8,519,000 |
| Securities available for sale | 101,339,000 | 99,559,000 | 98,488,000 | 79,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,189,000 | 764,342,000 | 775,877,000 | 839,834,000 |
| Interest-bearing deposits | 492,174,000 | 488,678,000 | 505,057,000 | 724,833,000 |
| Noninterest-bearing deposits | 267,015,000 | 275,664,000 | 270,820,000 | 115,001,000 |
| Equity capital | 75,332,000 | 77,637,000 | 79,452,000 | 82,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,057,000 | 16,368,000 | 25,144,000 | 34,994,000 |
| Interest expense | 1,178,000 | 2,419,000 | 3,741,000 | 5,123,000 |
| Net interest income | 6,879,000 | 13,949,000 | 21,403,000 | 29,871,000 |
| Noninterest income | 4,739,000 | 10,137,000 | 15,574,000 | 19,193,000 |
| Noninterest expense | 9,345,000 | 18,128,000 | 27,596,000 | 36,969,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 1,874,000 | 5,156,000 | 8,129,000 | 10,048,000 |
| Income tax | 546,000 | 1,652,000 | 2,629,000 | 3,151,000 |
| Net income | 1,328,000 | 3,504,000 | 5,500,000 | 6,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,642,000 | 68,474,000 | 70,489,000 | 75,013,000 |
| Total capital | 74,387,000 | 76,372,000 | 78,507,000 | 83,532,000 |
| Risk-weighted assets | 663,737,000 | 718,841,000 | 745,651,000 | 751,655,000 |