Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 870,656,000 | 846,737,000 | 847,495,000 | 881,033,000 |
| Total loans | 656,314,000 | 664,545,000 | 657,642,000 | 694,133,000 |
| Allowance for loan losses | 6,098,000 | 6,511,000 | 6,916,000 | 7,287,000 |
| Securities available for sale | 126,421,000 | 90,925,000 | 94,680,000 | 102,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,313,000 | 747,594,000 | 743,626,000 | 779,066,000 |
| Interest-bearing deposits | 497,478,000 | 493,485,000 | 498,994,000 | 497,804,000 |
| Noninterest-bearing deposits | 245,835,000 | 254,109,000 | 244,632,000 | 281,262,000 |
| Equity capital | 81,675,000 | 81,704,000 | 83,139,000 | 84,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,089,000 | 17,244,000 | 25,199,000 | 33,176,000 |
| Interest expense | 1,101,000 | 2,229,000 | 3,372,000 | 4,510,000 |
| Net interest income | 7,988,000 | 15,015,000 | 21,827,000 | 28,666,000 |
| Noninterest income | 4,652,000 | 9,083,000 | 13,531,000 | 17,453,000 |
| Noninterest expense | 9,736,000 | 18,994,000 | 27,910,000 | 37,040,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,468,000 | 4,370,000 | 6,264,000 | 7,572,000 |
| Income tax | 827,000 | 1,392,000 | 1,986,000 | 2,259,000 |
| Net income | 1,641,000 | 2,978,000 | 4,278,000 | 5,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,648,000 | 73,501,000 | 74,824,000 | 75,850,000 |
| Total capital | 78,746,000 | 80,012,000 | 81,740,000 | 83,137,000 |
| Risk-weighted assets | 640,931,000 | 648,354,000 | 639,501,000 | 669,456,000 |