Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 858,464,000 | 857,837,000 | 863,245,000 | 869,784,000 |
| Total loans | 570,019,000 | 580,257,000 | 604,870,000 | 643,939,000 |
| Allowance for loan losses | 5,328,000 | 5,365,000 | 5,563,000 | 5,753,000 |
| Securities available for sale | 197,894,000 | 180,844,000 | 167,879,000 | 134,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,364,000 | 745,211,000 | 748,633,000 | 764,163,000 |
| Interest-bearing deposits | 684,432,000 | 665,190,000 | 672,495,000 | 502,783,000 |
| Noninterest-bearing deposits | 76,932,000 | 80,021,000 | 76,138,000 | 261,380,000 |
| Equity capital | 78,293,000 | 79,270,000 | 79,754,000 | 80,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,845,000 | 15,574,000 | 23,606,000 | 32,328,000 |
| Interest expense | 1,237,000 | 2,404,000 | 3,549,000 | 4,693,000 |
| Net interest income | 6,608,000 | 13,170,000 | 20,057,000 | 27,635,000 |
| Noninterest income | 4,499,000 | 8,200,000 | 11,289,000 | 14,958,000 |
| Noninterest expense | 11,892,000 | 21,225,000 | 29,692,000 | 38,960,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | -1,114,000 | -608,000 | 498,000 | 2,068,000 |
| Income tax | -644,000 | -652,000 | -420,000 | -45,000 |
| Net income | -470,000 | 44,000 | 918,000 | 2,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,613,000 | 70,892,000 | 71,392,000 | 71,630,000 |
| Total capital | 75,941,000 | 76,257,000 | 76,955,000 | 77,383,000 |
| Risk-weighted assets | 561,457,000 | 579,234,000 | 599,581,000 | 627,966,000 |