Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 895,505,000 | 945,912,000 | 940,341,000 | 922,388,000 |
| Total loans | 651,350,000 | 627,142,000 | 593,243,000 | 618,415,000 |
| Allowance for loan losses | 4,412,000 | 4,924,000 | 5,319,000 | 4,984,000 |
| Securities available for sale | 133,610,000 | 142,947,000 | 255,136,000 | 201,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,205,000 | 839,353,000 | 832,489,000 | 792,326,000 |
| Interest-bearing deposits | 707,650,000 | 751,996,000 | 745,809,000 | 681,019,000 |
| Noninterest-bearing deposits | 76,555,000 | 87,357,000 | 86,680,000 | 111,307,000 |
| Equity capital | 82,117,000 | 80,926,000 | 79,626,000 | 78,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,772,000 | 17,698,000 | 26,159,000 | 35,080,000 |
| Interest expense | 1,491,000 | 2,994,000 | 4,421,000 | 5,777,000 |
| Net interest income | 8,281,000 | 14,704,000 | 21,738,000 | 29,303,000 |
| Noninterest income | 13,646,000 | 27,227,000 | 34,669,000 | 40,171,000 |
| Noninterest expense | 18,970,000 | 37,057,000 | 51,797,000 | 66,099,000 |
| Provision for loan losses | 900,000 | 1,350,000 | 1,800,000 | 2,250,000 |
| Pretax income | 1,951,000 | 3,441,000 | 2,727,000 | 1,186,000 |
| Income tax | 719,000 | 1,045,000 | 570,000 | -192,000 |
| Net income | 1,232,000 | 2,396,000 | 2,157,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,399,000 | 73,115,000 | 72,887,000 | 71,508,000 |
| Total capital | 77,811,000 | 78,039,000 | 78,206,000 | 76,492,000 |
| Risk-weighted assets | 576,900,000 | 581,973,000 | 576,464,000 | 595,126,000 |