Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 733,461,000 | 818,497,000 | 943,757,000 | 920,888,000 |
| Total loans | 550,167,000 | 616,686,000 | 726,124,000 | 690,582,000 |
| Allowance for loan losses | 6,189,000 | 7,123,000 | 2,716,000 | 3,336,000 |
| Securities available for sale | 95,299,000 | 127,168,000 | 132,967,000 | 137,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,201,000 | 671,017,000 | 682,926,000 | 764,819,000 |
| Interest-bearing deposits | 580,447,000 | 603,929,000 | 616,686,000 | 674,939,000 |
| Noninterest-bearing deposits | 60,754,000 | 67,088,000 | 66,240,000 | 89,880,000 |
| Equity capital | 71,277,000 | 75,607,000 | 80,587,000 | 81,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,983,000 | 15,878,000 | 24,509,000 | 33,858,000 |
| Interest expense | 1,448,000 | 2,856,000 | 4,268,000 | 5,825,000 |
| Net interest income | 6,535,000 | 13,022,000 | 20,241,000 | 28,033,000 |
| Noninterest income | 12,069,000 | 30,321,000 | 50,809,000 | 67,479,000 |
| Noninterest expense | 13,714,000 | 29,869,000 | 48,445,000 | 69,128,000 |
| Provision for loan losses | 750,000 | 1,650,000 | 3,250,000 | 4,350,000 |
| Pretax income | 4,339,000 | 12,023,000 | 19,554,000 | 22,233,000 |
| Income tax | 1,254,000 | 4,525,000 | 7,406,000 | 8,443,000 |
| Net income | 3,085,000 | 7,498,000 | 12,148,000 | 13,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,990,000 | 67,016,000 | 71,637,000 | 72,184,000 |
| Total capital | 68,937,000 | 73,305,000 | 74,353,000 | 75,520,000 |
| Risk-weighted assets | 475,544,000 | 521,469,000 | 600,907,000 | 594,164,000 |