Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 451,264,000 | 478,199,000 | 454,774,000 | 521,940,000 |
| Total loans | 357,559,000 | 388,217,000 | 360,739,000 | 424,065,000 |
| Allowance for loan losses | 2,604,000 | 3,514,000 | 3,906,000 | 3,334,000 |
| Securities available for sale | 57,162,000 | 52,896,000 | 57,678,000 | 59,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,651,000 | 361,279,000 | 365,044,000 | 394,792,000 |
| Interest-bearing deposits | 336,259,000 | 325,015,000 | 331,584,000 | 357,419,000 |
| Noninterest-bearing deposits | 38,392,000 | 36,264,000 | 33,460,000 | 37,373,000 |
| Equity capital | 36,686,000 | 37,896,000 | 39,996,000 | 40,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,751,000 | 11,414,000 | 17,116,000 | 23,274,000 |
| Interest expense | 2,183,000 | 4,227,000 | 6,124,000 | 7,956,000 |
| Net interest income | 3,568,000 | 7,187,000 | 10,992,000 | 15,318,000 |
| Noninterest income | 7,913,000 | 17,212,000 | 25,176,000 | 33,617,000 |
| Noninterest expense | 7,110,000 | 14,612,000 | 22,692,000 | 31,637,000 |
| Provision for loan losses | 875,000 | 1,900,000 | 2,350,000 | 3,050,000 |
| Pretax income | 3,744,000 | 8,183,000 | 11,423,000 | 14,549,000 |
| Income tax | 851,000 | 1,861,000 | 2,841,000 | 3,728,000 |
| Net income | 1,537,000 | 3,380,000 | 5,036,000 | 6,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,246,000 | 36,895,000 | 37,900,000 | 39,546,000 |
| Total capital | 36,850,000 | 40,409,000 | 41,805,000 | 42,879,000 |
| Risk-weighted assets | 309,066,000 | 321,426,000 | 321,254,000 | 355,890,000 |