Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 332,557,000 | 336,580,000 | 353,483,000 | 388,103,000 |
| Total loans | 237,321,000 | 235,192,000 | 250,810,000 | 285,557,000 |
| Allowance for loan losses | 1,802,000 | 1,846,000 | 1,871,000 | 1,893,000 |
| Securities available for sale | 68,640,000 | 73,064,000 | 72,627,000 | 66,844,000 |
| Securities held to maturity | 747,000 | 747,000 | 747,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,323,000 | 271,283,000 | 284,099,000 | 289,963,000 |
| Interest-bearing deposits | 238,231,000 | 244,212,000 | 258,576,000 | 251,927,000 |
| Noninterest-bearing deposits | 27,092,000 | 27,071,000 | 25,523,000 | 38,036,000 |
| Equity capital | 29,803,000 | 29,434,000 | 30,368,000 | 30,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,750,000 | 9,657,000 | 14,949,000 | 20,767,000 |
| Interest expense | 2,663,000 | 5,425,000 | 8,416,000 | 11,538,000 |
| Net interest income | 2,087,000 | 4,232,000 | 6,533,000 | 9,229,000 |
| Noninterest income | 617,000 | 1,246,000 | 2,334,000 | 4,217,000 |
| Noninterest expense | 2,110,000 | 4,401,000 | 6,883,000 | 10,926,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 519,000 | 927,000 | 1,759,000 | 2,222,000 |
| Income tax | 135,000 | 288,000 | 594,000 | 622,000 |
| Net income | 384,000 | 639,000 | 1,165,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,594,000 | 25,923,000 | 26,220,000 | 26,177,000 |
| Total capital | 27,396,000 | 27,769,000 | 28,091,000 | 28,070,000 |
| Risk-weighted assets | 234,723,000 | 232,728,000 | 245,701,000 | 271,272,000 |