Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 299,774,000 | 309,934,000 | 313,644,000 | 327,502,000 |
| Total loans | 213,910,000 | 220,071,000 | 215,586,000 | 228,020,000 |
| Allowance for loan losses | 1,759,000 | 1,792,000 | 1,837,000 | 1,808,000 |
| Securities available for sale | 59,308,000 | 60,947,000 | 69,217,000 | 68,636,000 |
| Securities held to maturity | 1,871,000 | 1,871,000 | 1,871,000 | 747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,664,000 | 246,969,000 | 246,335,000 | 255,870,000 |
| Interest-bearing deposits | 221,648,000 | 223,679,000 | 223,767,000 | 224,857,000 |
| Noninterest-bearing deposits | 24,016,000 | 23,290,000 | 22,568,000 | 31,013,000 |
| Equity capital | 29,076,000 | 28,865,000 | 29,925,000 | 29,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,018,000 | 8,148,000 | 12,543,000 | 17,155,000 |
| Interest expense | 1,993,000 | 4,098,000 | 6,413,000 | 8,966,000 |
| Net interest income | 2,025,000 | 4,050,000 | 6,130,000 | 8,189,000 |
| Noninterest income | 376,000 | 860,000 | 1,591,000 | 2,258,000 |
| Noninterest expense | 1,836,000 | 3,689,000 | 5,573,000 | 7,567,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 457,000 | 1,038,000 | 1,890,000 | 2,547,000 |
| Income tax | 117,000 | 273,000 | 533,000 | 728,000 |
| Net income | 340,000 | 765,000 | 1,357,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,243,000 | 25,391,000 | 25,873,000 | 25,390,000 |
| Total capital | 27,002,000 | 27,183,000 | 27,710,000 | 27,198,000 |
| Risk-weighted assets | 213,815,000 | 218,865,000 | 218,643,000 | 229,881,000 |