Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 200,567,000 | 206,577,000 | 237,535,000 | 244,526,000 |
| Total loans | 135,864,000 | 125,422,000 | 129,801,000 | 129,527,000 |
| Allowance for loan losses | 1,247,000 | 1,229,000 | 1,180,000 | 1,150,000 |
| Securities available for sale | 48,972,000 | 59,493,000 | 86,227,000 | 90,231,000 |
| Securities held to maturity | 1,311,000 | 1,250,000 | 1,145,000 | 842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,006,000 | 180,970,000 | 180,719,000 | 188,555,000 |
| Interest-bearing deposits | 158,083,000 | 165,310,000 | 165,431,000 | 169,330,000 |
| Noninterest-bearing deposits | 13,923,000 | 15,660,000 | 15,288,000 | 19,225,000 |
| Equity capital | 19,392,000 | 20,247,000 | 26,209,000 | 26,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,106,000 | 9,170,000 | 12,374,000 |
| Interest expense | 1,367,000 | 2,657,000 | 3,969,000 | 5,388,000 |
| Net interest income | 1,780,000 | 3,449,000 | 5,201,000 | 6,986,000 |
| Noninterest income | 343,000 | 653,000 | 1,352,000 | 1,932,000 |
| Noninterest expense | 1,317,000 | 2,619,000 | 3,977,000 | 5,418,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 761,000 | 1,395,000 | 2,456,000 | 3,371,000 |
| Income tax | 223,000 | 409,000 | 726,000 | 973,000 |
| Net income | 538,000 | 986,000 | 1,730,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,143,000 | 15,382,000 | 20,972,000 | 21,241,000 |
| Total capital | 16,390,000 | 16,611,000 | 22,152,000 | 22,391,000 |
| Risk-weighted assets | 134,946,000 | 124,719,000 | 143,983,000 | 146,937,000 |