Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 196,330,000 | 192,203,000 | 196,110,000 | 212,462,000 |
| Total loans | 134,247,000 | 132,643,000 | 133,726,000 | 140,807,000 |
| Allowance for loan losses | 1,149,000 | 1,174,000 | 1,207,000 | 1,206,000 |
| Securities available for sale | 43,940,000 | 39,951,000 | 44,443,000 | 51,616,000 |
| Securities held to maturity | 2,610,000 | 2,354,000 | 2,263,000 | 1,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,177,000 | 165,477,000 | 167,780,000 | 173,746,000 |
| Interest-bearing deposits | 154,304,000 | 152,335,000 | 154,951,000 | 153,937,000 |
| Noninterest-bearing deposits | 13,873,000 | 13,142,000 | 12,829,000 | 19,809,000 |
| Equity capital | 18,441,000 | 18,494,000 | 19,242,000 | 18,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,520,000 | 6,863,000 | 10,174,000 | 13,441,000 |
| Interest expense | 2,128,000 | 4,008,000 | 5,784,000 | 7,379,000 |
| Net interest income | 1,392,000 | 2,855,000 | 4,390,000 | 6,062,000 |
| Noninterest income | 263,000 | 473,000 | 920,000 | 1,353,000 |
| Noninterest expense | 1,174,000 | 2,348,000 | 3,792,000 | 5,130,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 440,000 | 911,000 | 1,407,000 | 2,136,000 |
| Income tax | 85,000 | 197,000 | 314,000 | 548,000 |
| Net income | 355,000 | 714,000 | 1,093,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,694,000 | 13,878,000 | 14,337,000 | 14,577,000 |
| Total capital | 14,843,000 | 15,052,000 | 15,544,000 | 15,783,000 |
| Risk-weighted assets | 133,426,000 | 130,457,000 | 132,319,000 | 139,615,000 |