Call reports 2021
FIRST NATIONAL BANK NORTH — 2021
What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 705,711,000 | 730,669,000 | 778,037,000 | 785,963,000 |
| Total loans | 383,153,000 | 389,444,000 | 400,624,000 | 402,388,000 |
| Allowance for loan losses | 7,113,000 | 7,325,000 | 7,542,000 | 7,726,000 |
| Securities available for sale | 99,457,000 | 106,783,000 | 113,507,000 | 117,598,000 |
| Securities held to maturity | 65,000 | 65,000 | 33,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,770,000 | 657,790,000 | 703,538,000 | 714,110,000 |
| Interest-bearing deposits | 517,348,000 | 528,687,000 | 554,191,000 | 570,811,000 |
| Noninterest-bearing deposits | 115,422,000 | 129,103,000 | 149,347,000 | 143,299,000 |
| Equity capital | 68,641,000 | 68,523,000 | 70,082,000 | 68,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,124,000 | 12,165,000 | 18,543,000 | 24,875,000 |
| Interest expense | 767,000 | 1,435,000 | 2,069,000 | 2,686,000 |
| Net interest income | 5,357,000 | 10,730,000 | 16,474,000 | 22,189,000 |
| Noninterest income | 1,327,000 | 2,513,000 | 3,861,000 | 5,127,000 |
| Noninterest expense | 3,545,000 | 7,161,000 | 10,827,000 | 14,728,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,914,000 | 5,632,000 | 8,833,000 | 11,688,000 |
| Income tax | 0 | 5,000 | 8,000 | 1,110,000 |
| Net income | 2,914,000 | 5,627,000 | 8,825,000 | 10,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,862,000 | 64,026,000 | 65,937,000 | 65,368,000 |