Call reports 2019
FIRST NATIONAL BANK NORTH — 2019
What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 542,619,000 | 545,773,000 | 564,995,000 | 564,858,000 |
| Total loans | 353,855,000 | 367,007,000 | 372,206,000 | 372,513,000 |
| Allowance for loan losses | 5,091,000 | 5,243,000 | 5,380,000 | 5,707,000 |
| Securities available for sale | 85,648,000 | 97,077,000 | 104,427,000 | 113,376,000 |
| Securities held to maturity | 1,126,000 | 1,126,000 | 96,000 | 96,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,268,000 | 480,770,000 | 497,420,000 | 499,245,000 |
| Interest-bearing deposits | 411,478,000 | 406,833,000 | 417,133,000 | 426,672,000 |
| Noninterest-bearing deposits | 67,790,000 | 73,937,000 | 80,287,000 | 72,573,000 |
| Equity capital | 60,863,000 | 62,186,000 | 63,938,000 | 63,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,087,000 | 12,386,000 | 18,877,000 | 25,322,000 |
| Interest expense | 949,000 | 2,006,000 | 3,108,000 | 4,249,000 |
| Net interest income | 5,138,000 | 10,380,000 | 15,769,000 | 21,073,000 |
| Noninterest income | 1,182,000 | 2,290,000 | 3,599,000 | 4,857,000 |
| Noninterest expense | 3,415,000 | 6,907,000 | 10,292,000 | 13,838,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 825,000 |
| Pretax income | 2,755,000 | 5,463,000 | 8,626,000 | 11,267,000 |
| Income tax | 0 | 5,000 | 8,000 | 10,000 |
| Net income | 2,755,000 | 5,458,000 | 8,618,000 | 11,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,933,000 | 59,286,000 | 60,764,000 | 60,140,000 |
| Total capital | 63,165,000 | 63,710,000 | 65,225,000 | 64,614,000 |
| Risk-weighted assets | 337,672,000 | 353,126,000 | 355,994,000 | 356,658,000 |