Call reports 2017
FIRST NATIONAL BANK NORTH — 2017
What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 502,309,000 | 510,816,000 | 529,327,000 | 516,098,000 |
| Total loans | 327,944,000 | 336,258,000 | 343,803,000 | 341,656,000 |
| Allowance for loan losses | 4,270,000 | 4,376,000 | 4,510,000 | 4,639,000 |
| Securities available for sale | 92,587,000 | 94,616,000 | 94,367,000 | 90,353,000 |
| Securities held to maturity | 10,161,000 | 8,636,000 | 6,136,000 | 5,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,777,000 | 454,597,000 | 470,763,000 | 460,521,000 |
| Interest-bearing deposits | 386,525,000 | 388,438,000 | 395,891,000 | 394,716,000 |
| Noninterest-bearing deposits | 60,252,000 | 66,159,000 | 74,872,000 | 65,805,000 |
| Equity capital | 52,669,000 | 53,348,000 | 54,927,000 | 53,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,205,000 | 10,636,000 | 16,302,000 | 21,930,000 |
| Interest expense | 570,000 | 1,135,000 | 1,733,000 | 2,345,000 |
| Net interest income | 4,635,000 | 9,501,000 | 14,569,000 | 19,585,000 |
| Noninterest income | 952,000 | 1,956,000 | 3,105,000 | 4,058,000 |
| Noninterest expense | 3,328,000 | 6,647,000 | 9,985,000 | 13,370,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 2,109,000 | 4,510,000 | 7,239,000 | 9,573,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 2,109,000 | 4,505,000 | 7,232,000 | 9,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,760,000 | 51,227,000 | 52,654,000 | 51,845,000 |
| Total capital | 54,728,000 | 55,267,000 | 56,759,000 | 55,577,000 |
| Risk-weighted assets | 317,136,000 | 322,784,000 | 328,379,000 | 330,999,000 |