Call reports 2016
FIRST NATIONAL BANK NORTH — 2016
What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 486,789,000 | 500,107,000 | 518,336,000 | 515,655,000 |
| Total loans | 319,905,000 | 324,145,000 | 317,096,000 | 320,877,000 |
| Allowance for loan losses | 3,899,000 | 3,908,000 | 3,955,000 | 4,156,000 |
| Securities available for sale | 73,117,000 | 60,603,000 | 73,862,000 | 91,648,000 |
| Securities held to maturity | 23,338,000 | 21,336,000 | 17,333,000 | 12,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,343,000 | 440,734,000 | 458,303,000 | 460,966,000 |
| Interest-bearing deposits | 308,513,000 | 382,319,000 | 388,006,000 | 398,737,000 |
| Noninterest-bearing deposits | 119,830,000 | 58,415,000 | 70,297,000 | 62,229,000 |
| Equity capital | 51,414,000 | 51,778,000 | 52,892,000 | 50,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,997,000 | 10,174,000 | 15,369,000 | 20,511,000 |
| Interest expense | 607,000 | 1,196,000 | 1,787,000 | 2,371,000 |
| Net interest income | 4,390,000 | 8,978,000 | 13,582,000 | 18,140,000 |
| Noninterest income | 972,000 | 2,063,000 | 3,335,000 | 4,345,000 |
| Noninterest expense | 3,158,000 | 6,470,000 | 9,823,000 | 13,160,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 800,000 |
| Pretax income | 2,054,000 | 4,271,000 | 6,644,000 | 8,525,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 2,054,000 | 4,266,000 | 6,637,000 | 8,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,514,000 | 48,775,000 | 49,807,000 | 48,576,000 |
| Total capital | 52,405,000 | 52,646,000 | 53,633,000 | 52,478,000 |
| Risk-weighted assets | 311,292,000 | 309,678,000 | 305,959,000 | 311,821,000 |