Call reports 2011
FIRST NATIONAL BANK NORTH — 2011
What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 285,640,000 | 287,245,000 | 297,861,000 | 293,316,000 |
| Total loans | 180,427,000 | 178,023,000 | 179,629,000 | 182,898,000 |
| Allowance for loan losses | 2,300,000 | 2,320,000 | 2,457,000 | 2,625,000 |
| Securities available for sale | 35,311,000 | 32,862,000 | 46,449,000 | 43,333,000 |
| Securities held to maturity | 40,771,000 | 43,365,000 | 33,131,000 | 33,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,715,000 | 246,034,000 | 255,140,000 | 251,341,000 |
| Interest-bearing deposits | 225,435,000 | 224,521,000 | 229,678,000 | 229,073,000 |
| Noninterest-bearing deposits | 20,280,000 | 21,513,000 | 25,462,000 | 22,268,000 |
| Equity capital | 33,471,000 | 33,792,000 | 34,660,000 | 33,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,386,000 | 6,733,000 | 10,257,000 | 13,908,000 |
| Interest expense | 961,000 | 1,859,000 | 2,725,000 | 3,534,000 |
| Net interest income | 2,425,000 | 4,874,000 | 7,532,000 | 10,374,000 |
| Noninterest income | 618,000 | 1,171,000 | 1,629,000 | 2,160,000 |
| Noninterest expense | 1,686,000 | 3,496,000 | 5,180,000 | 6,900,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 1,040,000 |
| Pretax income | 1,147,000 | 2,129,000 | 3,351,000 | 4,594,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 1,146,000 | 2,127,000 | 3,347,000 | 4,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,051,000 | 33,195,000 | 34,086,000 | 33,361,000 |
| Total capital | 35,335,000 | 35,480,000 | 36,432,000 | 35,713,000 |
| Risk-weighted assets | 182,716,000 | 182,751,000 | 187,575,000 | 187,861,000 |