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Call reports 2003

FIRST NATIONAL BANK NORTH — 2003

What FIRST NATIONAL BANK NORTH reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/839c0b85-d0e8-49cf-adc0-f0f71b5c6712/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets208,154,000214,321,000226,721,000222,681,000
Total loans145,001,000154,653,000153,256,000158,502,000
Allowance for loan losses1,536,0001,659,0001,733,0001,838,000
Securities available for sale19,206,00020,691,00021,267,00024,776,000
Securities held to maturity20,642,00022,186,00023,035,00027,565,000
Trading assets0000
Total deposits185,344,000189,742,000202,971,000198,656,000
Interest-bearing deposits168,418,000169,445,000181,067,000180,612,000
Noninterest-bearing deposits16,926,00020,297,00021,904,00018,044,000
Equity capital18,315,00018,650,00019,137,00018,789,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income3,318,0006,703,00010,116,00013,663,000
Interest expense1,197,0002,388,0003,563,0004,748,000
Net interest income2,121,0004,315,0006,553,0008,915,000
Noninterest income443,0001,027,0001,599,0002,119,000
Noninterest expense1,384,0002,826,0004,314,0005,825,000
Provision for loan losses150,000300,000450,000600,000
Pretax income1,030,0002,216,0003,388,0004,609,000
Income tax5,00022,00032,00043,000
Net income1,025,0002,194,0003,356,0004,566,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital17,485,00017,767,00018,424,00018,096,000
Total capital19,021,00019,426,00020,157,00019,934,000
Risk-weighted assets138,508,000145,970,000147,007,000148,386,000

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