Call report 2025Q2
CITIZENS BANK — 2025Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 352,129,000 | USD | evidence → |
| Total loans | 322,727,000 | USD | evidence → |
| Allowance for loan losses | 5,143,000 | USD | evidence → |
| Securities available for sale | 8,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,918,000 | USD | evidence → |
| Interest-bearing deposits | 232,543,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,375,000 | USD | evidence → |
| Equity capital | 43,949,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,797,000 | USD | evidence → |
| Interest expense | 3,168,000 | USD | evidence → |
| Net interest income | 6,629,000 | USD | evidence → |
| Noninterest income | 469,000 | USD | evidence → |
| Noninterest expense | 4,605,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 2,383,000 | USD | evidence → |
| Income tax | 488,000 | USD | evidence → |
| Net income | 1,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,035,000 | USD | evidence → |
| Total capital | 48,194,000 | USD | evidence → |
| Risk-weighted assets | 331,680,000 | USD | evidence → |