Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,963,000 | USD | evidence → |
| Total loans | 128,795,000 | USD | evidence → |
| Allowance for loan losses | 3,095,000 | USD | evidence → |
| Securities available for sale | 23,500,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,380,000 | USD | evidence → |
| Interest-bearing deposits | 107,837,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,543,000 | USD | evidence → |
| Equity capital | 22,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,834,000 | USD | evidence → |
| Interest expense | 404,000 | USD | evidence → |
| Net interest income | 6,430,000 | USD | evidence → |
| Noninterest income | 866,000 | USD | evidence → |
| Noninterest expense | 5,846,000 | USD | evidence → |
| Provision for loan losses | -122,000 | USD | evidence → |
| Pretax income | 1,572,000 | USD | evidence → |
| Income tax | 454,000 | USD | evidence → |
| Net income | 1,118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,640,000 | USD | evidence → |
| Total capital | 24,907,000 | USD | evidence → |
| Risk-weighted assets | 180,492,000 | USD | evidence → |
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