Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,500,000 | USD | evidence → |
| Total loans | 145,353,000 | USD | evidence → |
| Allowance for loan losses | 3,383,000 | USD | evidence → |
| Securities available for sale | 15,793,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,700,000 | USD | evidence → |
| Interest-bearing deposits | 116,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,738,000 | USD | evidence → |
| Equity capital | 20,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,701,000 | USD | evidence → |
| Interest expense | 4,178,000 | USD | evidence → |
| Net interest income | 6,523,000 | USD | evidence → |
| Noninterest income | 1,125,000 | USD | evidence → |
| Noninterest expense | 5,255,000 | USD | evidence → |
| Provision for loan losses | 1,868,000 | USD | evidence → |
| Pretax income | 525,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 382,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,046,000 | USD | evidence → |
| Total capital | 21,866,000 | USD | evidence → |
| Risk-weighted assets | 144,040,000 | USD | evidence → |