Call report 2007Q2
CITIZENS BANK — 2007Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,557,000 | USD | evidence → |
| Total loans | 152,716,000 | USD | evidence → |
| Allowance for loan losses | 2,941,000 | USD | evidence → |
| Securities available for sale | 17,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,853,000 | USD | evidence → |
| Interest-bearing deposits | 139,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,655,000 | USD | evidence → |
| Equity capital | 19,273,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,838,000 | USD | evidence → |
| Interest expense | 3,202,000 | USD | evidence → |
| Net interest income | 3,636,000 | USD | evidence → |
| Noninterest income | 548,000 | USD | evidence → |
| Noninterest expense | 2,553,000 | USD | evidence → |
| Provision for loan losses | 1,445,000 | USD | evidence → |
| Pretax income | 186,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,504,000 | USD | evidence → |
| Total capital | 21,395,000 | USD | evidence → |
| Risk-weighted assets | 150,264,000 | USD | evidence → |