Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,023,000 | USD | evidence → |
| Total loans | 159,882,000 | USD | evidence → |
| Allowance for loan losses | 2,185,000 | USD | evidence → |
| Securities available for sale | 12,509,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,131,000 | USD | evidence → |
| Interest-bearing deposits | 131,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,898,000 | USD | evidence → |
| Equity capital | 15,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,990,000 | USD | evidence → |
| Interest expense | 3,453,000 | USD | evidence → |
| Net interest income | 7,537,000 | USD | evidence → |
| Noninterest income | 1,172,000 | USD | evidence → |
| Noninterest expense | 5,411,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 2,938,000 | USD | evidence → |
| Income tax | 988,000 | USD | evidence → |
| Net income | 1,950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,002,000 | USD | evidence → |
| Total capital | 17,859,000 | USD | evidence → |
| Risk-weighted assets | 148,249,000 | USD | evidence → |