Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,354,000 | USD | evidence → |
| Total loans | 101,948,000 | USD | evidence → |
| Allowance for loan losses | 1,036,000 | USD | evidence → |
| Securities available for sale | 10,890,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,344,000 | USD | evidence → |
| Interest-bearing deposits | 88,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,473,000 | USD | evidence → |
| Equity capital | 10,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,376,000 | USD | evidence → |
| Interest expense | 3,145,000 | USD | evidence → |
| Net interest income | 5,231,000 | USD | evidence → |
| Noninterest income | 975,000 | USD | evidence → |
| Noninterest expense | 3,999,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,982,000 | USD | evidence → |
| Income tax | 645,000 | USD | evidence → |
| Net income | 1,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,335,000 | USD | evidence → |
| Total capital | 11,371,000 | USD | evidence → |
| Risk-weighted assets | 90,186,000 | USD | evidence → |