Call reports 2008
FIRST STATE BANK OF PINEDALE — 2008
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 90,973,000 | 92,635,000 | 115,897,000 |
| Total loans | 53,407,000 | 54,403,000 | 53,648,000 |
| Allowance for loan losses | 748,000 | 141,000 | 608,000 |
| Securities available for sale | 23,597,000 | 20,400,000 | 2,004,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 77,202,000 | 80,276,000 | 78,882,000 |
| Interest-bearing deposits | 55,228,000 | 57,031,000 | 50,848,000 |
| Noninterest-bearing deposits | 21,974,000 | 23,245,000 | 28,034,000 |
| Equity capital | 12,680,000 | 12,177,000 | 36,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 1,426,000 | 2,636,000 | 1,177,000 |
| Interest expense | 365,000 | 604,000 | 256,000 |
| Net interest income | 1,061,000 | 2,032,000 | 921,000 |
| Noninterest income | 185,000 | 350,000 | 128,000 |
| Noninterest expense | 636,000 | 1,279,000 | 588,000 |
| Provision for loan losses | 75,000 | 150,000 | -37,000 |
| Pretax income | 787,000 | 1,205,000 | 498,000 |
| Income tax | 0 | 0 | 174,000 |
| Net income | 787,000 | 1,205,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 6,487,000 | 6,491,000 | 11,066,000 |
| Total capital | 7,235,000 | 6,632,000 | 11,674,000 |
| Risk-weighted assets | 59,845,000 | 61,945,000 | 60,490,000 |