Call reports 2007
FIRST STATE BANK OF PINEDALE — 2007
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,356,000 | 91,761,000 | 100,867,000 | 100,996,000 |
| Total loans | 49,649,000 | 54,681,000 | 55,428,000 | 54,335,000 |
| Allowance for loan losses | 377,000 | 473,000 | 581,000 | 677,000 |
| Securities available for sale | 21,523,000 | 21,924,000 | 30,966,000 | 30,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,855,000 | 74,681,000 | 86,593,000 | 88,006,000 |
| Interest-bearing deposits | 46,991,000 | 48,155,000 | 60,174,000 | 63,269,000 |
| Noninterest-bearing deposits | 21,864,000 | 26,526,000 | 26,419,000 | 24,737,000 |
| Equity capital | 12,128,000 | 12,119,000 | 12,792,000 | 12,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,722,000 | 4,369,000 | 5,861,000 |
| Interest expense | 369,000 | 770,000 | 1,271,000 | 1,761,000 |
| Net interest income | 952,000 | 1,952,000 | 3,098,000 | 4,100,000 |
| Noninterest income | 147,000 | 364,000 | 579,000 | 755,000 |
| Noninterest expense | 775,000 | 1,518,000 | 2,204,000 | 2,905,000 |
| Provision for loan losses | 105,000 | 260,000 | 490,000 | 595,000 |
| Pretax income | 226,000 | 545,000 | 990,000 | 1,362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 545,000 | 990,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,749,000 | 6,205,000 | 6,689,000 | 6,597,000 |
| Total capital | 6,126,000 | 6,678,000 | 7,270,000 | 7,274,000 |
| Risk-weighted assets | 56,656,000 | 59,286,000 | 62,498,000 | 64,714,000 |