Call reports 2006
FIRST STATE BANK OF PINEDALE — 2006
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,991,000 | 64,680,000 | 70,733,000 | 81,962,000 |
| Total loans | 24,806,000 | 29,579,000 | 39,618,000 | 46,130,000 |
| Allowance for loan losses | 102,000 | 83,000 | 104,000 | 253,000 |
| Securities available for sale | 11,360,000 | 16,770,000 | 16,992,000 | 22,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,665,000 | 54,076,000 | 59,741,000 | 63,420,000 |
| Interest-bearing deposits | 31,513,000 | 33,477,000 | 37,111,000 | 42,462,000 |
| Noninterest-bearing deposits | 21,152,000 | 20,599,000 | 22,630,000 | 20,958,000 |
| Equity capital | 10,387,000 | 10,544,000 | 10,907,000 | 11,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,842,000 | 2,909,000 | 3,918,000 |
| Interest expense | 80,000 | 178,000 | 340,000 | 611,000 |
| Net interest income | 838,000 | 1,664,000 | 2,569,000 | 3,307,000 |
| Noninterest income | 81,000 | 186,000 | 282,000 | 418,000 |
| Noninterest expense | 470,000 | 1,132,000 | 1,813,000 | 2,589,000 |
| Provision for loan losses | 100,000 | 100,000 | 140,000 | 732,000 |
| Pretax income | 347,000 | 609,000 | 889,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 609,000 | 889,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,313,000 | 3,769,000 | 4,167,000 | 5,355,000 |
| Total capital | 3,416,000 | 3,852,000 | 4,271,000 | 5,608,000 |
| Risk-weighted assets | 29,187,000 | 31,355,000 | 40,863,000 | 51,563,000 |