Call reports 2005
FIRST STATE BANK OF PINEDALE — 2005
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,291,000 | 54,716,000 | 53,793,000 | 56,992,000 |
| Total loans | 16,631,000 | 17,506,000 | 20,164,000 | 19,549,000 |
| Allowance for loan losses | 355,000 | 364,000 | 367,000 | 367,000 |
| Securities available for sale | 29,498,000 | 28,883,000 | 29,359,000 | 28,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,654,000 | 47,706,000 | 46,474,000 | 50,188,000 |
| Interest-bearing deposits | 28,356,000 | 31,239,000 | 29,879,000 | 29,054,000 |
| Noninterest-bearing deposits | 15,297,000 | 16,467,000 | 16,595,000 | 21,134,000 |
| Equity capital | 6,565,000 | 6,939,000 | 7,060,000 | 6,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,508,000 | 2,341,000 | 3,206,000 |
| Interest expense | 72,000 | 154,000 | 225,000 | 294,000 |
| Net interest income | 641,000 | 1,354,000 | 2,116,000 | 2,912,000 |
| Noninterest income | 80,000 | 232,000 | 319,000 | 420,000 |
| Noninterest expense | 312,000 | 636,000 | 962,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 236,000 | 777,000 | 1,300,000 | 1,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 777,000 | 1,300,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,011,000 | 7,225,000 | 7,480,000 | 7,367,000 |
| Total capital | 7,331,000 | 7,562,000 | 7,826,000 | 7,710,000 |
| Risk-weighted assets | 25,560,000 | 26,937,000 | 27,642,000 | 27,450,000 |