Call reports 2004
FIRST STATE BANK OF PINEDALE — 2004
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,797,000 | 51,176,000 | 49,882,000 | 53,949,000 |
| Total loans | 16,444,000 | 16,274,000 | 17,182,000 | 15,179,000 |
| Allowance for loan losses | 275,000 | 282,000 | 290,000 | 297,000 |
| Securities available for sale | 16,698,000 | 19,060,000 | 19,073,000 | 29,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,999,000 | 44,828,000 | 43,115,000 | 47,109,000 |
| Interest-bearing deposits | 23,416,000 | 27,433,000 | 27,311,000 | 30,465,000 |
| Noninterest-bearing deposits | 12,583,000 | 17,395,000 | 15,804,000 | 16,644,000 |
| Equity capital | 6,764,000 | 6,312,000 | 6,735,000 | 6,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,285,000 | 1,962,000 | 2,652,000 |
| Interest expense | 54,000 | 117,000 | 179,000 | 247,000 |
| Net interest income | 569,000 | 1,168,000 | 1,783,000 | 2,405,000 |
| Noninterest income | 105,000 | 195,000 | 293,000 | 381,000 |
| Noninterest expense | 296,000 | 608,000 | 911,000 | 1,329,000 |
| Provision for loan losses | 33,000 | 39,000 | 48,000 | 50,000 |
| Pretax income | 347,000 | 718,000 | 1,119,000 | 1,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 718,000 | 1,119,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,636,000 | 6,428,000 | 6,724,000 | 6,861,000 |
| Total capital | 6,911,000 | 6,710,000 | 7,014,000 | 7,158,000 |
| Risk-weighted assets | 26,210,000 | 28,001,000 | 28,678,000 | 27,892,000 |