Call reports 2003
FIRST STATE BANK OF PINEDALE — 2003
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,460,000 | 42,089,000 | 42,795,000 | 42,935,000 |
| Total loans | 15,316,000 | 16,363,000 | 16,533,000 | 16,438,000 |
| Allowance for loan losses | 244,000 | 245,000 | 250,000 | 256,000 |
| Securities available for sale | 13,942,000 | 15,820,000 | 16,065,000 | 15,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,050,000 | 35,695,000 | 36,456,000 | 36,492,000 |
| Interest-bearing deposits | 21,164,000 | 23,816,000 | 22,656,000 | 22,760,000 |
| Noninterest-bearing deposits | 9,887,000 | 11,879,000 | 13,800,000 | 13,731,000 |
| Equity capital | 6,378,000 | 6,367,000 | 6,315,000 | 6,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,222,000 | 1,871,000 | 2,509,000 |
| Interest expense | 83,000 | 172,000 | 261,000 | 339,000 |
| Net interest income | 522,000 | 1,050,000 | 1,610,000 | 2,170,000 |
| Noninterest income | 71,000 | 150,000 | 244,000 | 359,000 |
| Noninterest expense | 274,000 | 579,000 | 885,000 | 1,250,000 |
| Provision for loan losses | 4,000 | 9,000 | 77,000 | 82,000 |
| Pretax income | 315,000 | 612,000 | 892,000 | 1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 612,000 | 892,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,143,000 | 6,142,000 | 6,187,000 | 6,311,000 |
| Total capital | 6,387,000 | 6,387,000 | 6,437,000 | 6,567,000 |
| Risk-weighted assets | 23,041,000 | 25,668,000 | 26,077,000 | 25,848,000 |