Call reports 2002
FIRST STATE BANK OF PINEDALE — 2002
What FIRST STATE BANK OF PINEDALE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,104,000 | 32,749,000 | 35,262,000 | 44,412,000 |
| Total loans | 15,523,000 | 16,605,000 | 16,874,000 | 16,239,000 |
| Allowance for loan losses | 224,000 | 228,000 | 237,000 | 241,000 |
| Securities available for sale | 11,601,000 | 11,056,000 | 10,580,000 | 11,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,174,000 | 26,782,000 | 29,016,000 | 38,223,000 |
| Interest-bearing deposits | 16,139,000 | 17,054,000 | 19,591,000 | 25,719,000 |
| Noninterest-bearing deposits | 9,035,000 | 9,727,000 | 9,425,000 | 12,504,000 |
| Equity capital | 5,896,000 | 5,932,000 | 6,214,000 | 6,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,162,000 | 1,786,000 | 2,386,000 |
| Interest expense | 98,000 | 205,000 | 315,000 | 445,000 |
| Net interest income | 438,000 | 957,000 | 1,471,000 | 1,941,000 |
| Noninterest income | 71,000 | 142,000 | 215,000 | 288,000 |
| Noninterest expense | 255,000 | 504,000 | 770,000 | 1,162,000 |
| Provision for loan losses | 32,000 | 34,000 | 36,000 | 36,000 |
| Pretax income | 222,000 | 561,000 | 880,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 561,000 | 880,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,842,000 | 5,754,000 | 5,922,000 | 5,893,000 |
| Total capital | 6,066,000 | 5,982,000 | 6,159,000 | 6,134,000 |
| Risk-weighted assets | 19,331,000 | 20,331,000 | 21,149,000 | 22,986,000 |