Call reports 2025
PLEASANTS COUNTY BANK, THE — 2025
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 76,551,000 | 76,866,000 | 77,714,000 | 79,436,000 |
| Total loans | 39,954,000 | 43,570,000 | 44,373,000 | 46,182,000 |
| Allowance for loan losses | 407,000 | 409,000 | 410,000 | 419,000 |
| Securities available for sale | 18,715,000 | 16,306,000 | 17,267,000 | 17,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,089,000 | 69,213,000 | 69,777,000 | 71,602,000 |
| Interest-bearing deposits | 46,447,000 | 46,627,000 | 47,959,000 | 48,005,000 |
| Noninterest-bearing deposits | 22,642,000 | 22,586,000 | 21,818,000 | 23,597,000 |
| Equity capital | 6,593,000 | 6,799,000 | 7,075,000 | 7,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,530,000 | 2,371,000 | 3,243,000 |
| Interest expense | 230,000 | 449,000 | 669,000 | 883,000 |
| Net interest income | 503,000 | 1,081,000 | 1,702,000 | 2,360,000 |
| Noninterest income | 61,000 | 126,000 | 202,000 | 276,000 |
| Noninterest expense | 511,000 | 1,032,000 | 1,550,000 | 2,118,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 15,000 |
| Pretax income | 53,000 | 188,000 | 362,000 | 517,000 |
| Income tax | 9,000 | 43,000 | 86,000 | 94,000 |
| Net income | 44,000 | 145,000 | 276,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,446,000 | 7,508,000 | 7,598,000 | 7,605,000 |