Call reports 2023
PLEASANTS COUNTY BANK, THE — 2023
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 78,667,000 | 75,716,000 | 73,728,000 | 75,369,000 |
| Total loans | 37,258,000 | 37,998,000 | 37,812,000 | 37,919,000 |
| Allowance for loan losses | 401,000 | 401,000 | 401,000 | 407,000 |
| Securities available for sale | 22,104,000 | 19,531,000 | 18,978,000 | 19,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,829,000 | 68,984,000 | 67,296,000 | 68,475,000 |
| Interest-bearing deposits | 46,884,000 | 45,267,000 | 44,810,000 | 45,271,000 |
| Noninterest-bearing deposits | 24,945,000 | 23,717,000 | 22,486,000 | 23,204,000 |
| Equity capital | 5,914,000 | 5,845,000 | 5,558,000 | 6,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,361,000 | 2,017,000 | 2,695,000 |
| Interest expense | 84,000 | 192,000 | 330,000 | 511,000 |
| Net interest income | 608,000 | 1,169,000 | 1,687,000 | 2,184,000 |
| Noninterest income | 60,000 | 132,000 | 201,000 | 268,000 |
| Noninterest expense | 523,000 | 1,028,000 | 1,538,000 | 2,079,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 143,000 | 305,000 | 382,000 | 405,000 |
| Income tax | 31,000 | 69,000 | 85,000 | 72,000 |
| Net income | 112,000 | 236,000 | 297,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,368,000 | 7,452,000 | 7,473,000 | 7,371,000 |