Call reports 2022
PLEASANTS COUNTY BANK, THE — 2022
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 73,096,000 | 74,031,000 | 78,713,000 | 78,975,000 |
| Total loans | 35,975,000 | 39,488,000 | 38,611,000 | 39,048,000 |
| Allowance for loan losses | 397,000 | 398,000 | 398,000 | 400,000 |
| Securities available for sale | 19,264,000 | 18,470,000 | 17,313,000 | 21,349,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,188,000 | 67,621,000 | 73,138,000 | 72,495,000 |
| Interest-bearing deposits | 41,608,000 | 42,469,000 | 45,565,000 | 47,210,000 |
| Noninterest-bearing deposits | 24,580,000 | 25,152,000 | 27,573,000 | 25,285,000 |
| Equity capital | 6,041,000 | 5,545,000 | 4,712,000 | 5,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 991,000 | 1,559,000 | 2,203,000 |
| Interest expense | 30,000 | 61,000 | 93,000 | 151,000 |
| Net interest income | 433,000 | 930,000 | 1,466,000 | 2,052,000 |
| Noninterest income | 62,000 | 127,000 | 191,000 | 254,000 |
| Noninterest expense | 492,000 | 992,000 | 1,487,000 | 2,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 3,000 | 65,000 | 170,000 | 239,000 |
| Income tax | 0 | 10,000 | 30,000 | 43,000 |
| Net income | 3,000 | 55,000 | 140,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,223,000 | 7,235,000 | 7,279,000 | 7,296,000 |