Call reports 2021
PLEASANTS COUNTY BANK, THE — 2021
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 71,254,000 | 70,510,000 | 73,738,000 | 74,378,000 |
| Total loans | 40,094,000 | 41,231,000 | 40,184,000 | 37,580,000 |
| Allowance for loan losses | 403,000 | 398,000 | 397,000 | 396,000 |
| Securities available for sale | 7,720,000 | 11,405,000 | 14,814,000 | 19,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,182,000 | 62,423,000 | 65,681,000 | 66,388,000 |
| Interest-bearing deposits | 39,653,000 | 39,129,000 | 40,773,000 | 42,082,000 |
| Noninterest-bearing deposits | 23,529,000 | 23,294,000 | 24,908,000 | 24,306,000 |
| Equity capital | 7,233,000 | 7,267,000 | 7,256,000 | 7,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 969,000 | 1,454,000 | 2,034,000 |
| Interest expense | 33,000 | 65,000 | 94,000 | 127,000 |
| Net interest income | 439,000 | 904,000 | 1,360,000 | 1,907,000 |
| Noninterest income | 162,000 | 267,000 | 337,000 | 405,000 |
| Noninterest expense | 435,000 | 896,000 | 1,343,000 | 1,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 322,000 | 401,000 | 503,000 |
| Income tax | 42,000 | 72,000 | 87,000 | 105,000 |
| Net income | 149,000 | 250,000 | 314,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,231,000 | 7,292,000 | 7,316,000 | 7,260,000 |