Call reports 2020
PLEASANTS COUNTY BANK, THE — 2020
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 63,828,000 | 65,963,000 | 65,613,000 | 67,660,000 |
| Total loans | 35,598,000 | 38,144,000 | 38,388,000 | 37,204,000 |
| Allowance for loan losses | 410,000 | 409,000 | 410,000 | 402,000 |
| Securities available for sale | 6,742,000 | 5,050,000 | 5,166,000 | 7,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,900,000 | 57,880,000 | 57,496,000 | 59,699,000 |
| Interest-bearing deposits | 36,987,000 | 37,054,000 | 37,389,000 | 38,368,000 |
| Noninterest-bearing deposits | 18,913,000 | 20,826,000 | 20,107,000 | 21,331,000 |
| Equity capital | 7,141,000 | 7,252,000 | 7,337,000 | 7,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,072,000 | 1,621,000 | 2,132,000 |
| Interest expense | 63,000 | 118,000 | 154,000 | 195,000 |
| Net interest income | 478,000 | 954,000 | 1,467,000 | 1,937,000 |
| Noninterest income | 57,000 | 183,000 | 276,000 | 204,000 |
| Noninterest expense | 445,000 | 894,000 | 1,330,000 | 1,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 243,000 | 413,000 | 344,000 |
| Income tax | 15,000 | 51,000 | 75,000 | 53,000 |
| Net income | 75,000 | 192,000 | 338,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,085,000 | 7,162,000 | 7,269,000 | 7,122,000 |