Call reports 2019
PLEASANTS COUNTY BANK, THE — 2019
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,019,000 | 65,117,000 | 64,720,000 | 64,141,000 |
| Total loans | 36,211,000 | 35,609,000 | 35,491,000 | 35,153,000 |
| Allowance for loan losses | 424,000 | 425,000 | 400,000 | 417,000 |
| Securities available for sale | 12,350,000 | 11,931,000 | 11,963,000 | 12,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,255,000 | 57,213,000 | 56,752,000 | 56,356,000 |
| Interest-bearing deposits | 40,006,000 | 38,743,000 | 38,308,000 | 38,299,000 |
| Noninterest-bearing deposits | 19,249,000 | 18,470,000 | 18,444,000 | 18,057,000 |
| Equity capital | 6,979,000 | 7,130,000 | 7,220,000 | 7,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,162,000 | 1,750,000 | 2,340,000 |
| Interest expense | 38,000 | 93,000 | 150,000 | 206,000 |
| Net interest income | 538,000 | 1,069,000 | 1,600,000 | 2,134,000 |
| Noninterest income | 59,000 | 123,000 | 187,000 | 249,000 |
| Noninterest expense | 448,000 | 897,000 | 1,350,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 295,000 | 437,000 | 516,000 |
| Income tax | 33,000 | 69,000 | 97,000 | 109,000 |
| Net income | 116,000 | 226,000 | 340,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,039,000 | 7,110,000 | 7,183,000 | 7,051,000 |
| Total capital | 7,463,000 | 7,535,000 | 7,583,000 | 7,468,000 |
| Risk-weighted assets | 39,318,000 | 38,224,000 | 38,629,000 | 38,571,000 |