Call reports 2018
PLEASANTS COUNTY BANK, THE — 2018
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,892,000 | 63,988,000 | 65,220,000 | 67,368,000 |
| Total loans | 35,415,000 | 36,394,000 | 36,797,000 | 36,553,000 |
| Allowance for loan losses | 427,000 | 426,000 | 426,000 | 427,000 |
| Securities available for sale | 14,191,000 | 14,183,000 | 12,203,000 | 11,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,544,000 | 56,565,000 | 57,679,000 | 59,837,000 |
| Interest-bearing deposits | 39,905,000 | 40,731,000 | 40,790,000 | 41,517,000 |
| Noninterest-bearing deposits | 17,639,000 | 15,834,000 | 16,889,000 | 18,320,000 |
| Equity capital | 6,661,000 | 6,738,000 | 6,848,000 | 6,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,126,000 | 1,720,000 | 2,315,000 |
| Interest expense | 31,000 | 64,000 | 98,000 | 136,000 |
| Net interest income | 523,000 | 1,062,000 | 1,622,000 | 2,179,000 |
| Noninterest income | 59,000 | 123,000 | 189,000 | 253,000 |
| Noninterest expense | 468,000 | 913,000 | 1,372,000 | 1,874,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 272,000 | 439,000 | 558,000 |
| Income tax | 24,000 | 59,000 | 96,000 | 121,000 |
| Net income | 90,000 | 213,000 | 343,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,895,000 | 6,979,000 | 7,069,000 | 6,963,000 |
| Total capital | 7,322,000 | 7,405,000 | 7,495,000 | 7,390,000 |
| Risk-weighted assets | 38,511,000 | 38,919,000 | 39,233,000 | 39,579,000 |