Call reports 2017
PLEASANTS COUNTY BANK, THE — 2017
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,715,000 | 64,255,000 | 63,864,000 | 63,072,000 |
| Total loans | 31,175,000 | 33,969,000 | 34,881,000 | 34,583,000 |
| Allowance for loan losses | 429,000 | 429,000 | 428,000 | 427,000 |
| Securities available for sale | 15,785,000 | 15,354,000 | 14,350,000 | 14,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,240,000 | 56,659,000 | 56,183,000 | 55,752,000 |
| Interest-bearing deposits | 39,690,000 | 40,090,000 | 39,836,000 | 39,761,000 |
| Noninterest-bearing deposits | 16,550,000 | 16,569,000 | 16,347,000 | 15,991,000 |
| Equity capital | 6,840,000 | 6,969,000 | 7,024,000 | 6,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,076,000 | 1,633,000 | 2,190,000 |
| Interest expense | 24,000 | 50,000 | 80,000 | 110,000 |
| Net interest income | 501,000 | 1,026,000 | 1,553,000 | 2,080,000 |
| Noninterest income | 60,000 | 123,000 | 186,000 | 89,000 |
| Noninterest expense | 451,000 | 894,000 | 1,354,000 | 1,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 255,000 | 382,000 | 250,000 |
| Income tax | 34,000 | 78,000 | 106,000 | 160,000 |
| Net income | 76,000 | 177,000 | 276,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,921,000 | 6,982,000 | 7,041,000 | 6,846,000 |
| Total capital | 7,342,000 | 7,411,000 | 7,469,000 | 7,273,000 |
| Risk-weighted assets | 33,653,000 | 36,253,000 | 37,775,000 | 37,711,000 |