Call reports 2016
PLEASANTS COUNTY BANK, THE — 2016
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,115,000 | 63,911,000 | 62,751,000 | 62,521,000 |
| Total loans | 31,836,000 | 31,350,000 | 31,522,000 | 30,117,000 |
| Allowance for loan losses | 421,000 | 422,000 | 422,000 | 429,000 |
| Securities available for sale | 13,789,000 | 16,006,000 | 15,486,000 | 15,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,671,000 | 56,393,000 | 55,200,000 | 55,238,000 |
| Interest-bearing deposits | 41,101,000 | 39,717,000 | 38,886,000 | 38,273,000 |
| Noninterest-bearing deposits | 17,570,000 | 16,676,000 | 16,314,000 | 16,965,000 |
| Equity capital | 6,873,000 | 6,969,000 | 7,001,000 | 6,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,083,000 | 1,626,000 | 2,151,000 |
| Interest expense | 29,000 | 57,000 | 83,000 | 109,000 |
| Net interest income | 511,000 | 1,026,000 | 1,543,000 | 2,042,000 |
| Noninterest income | 60,000 | 121,000 | 185,000 | 248,000 |
| Noninterest expense | 454,000 | 909,000 | 1,365,000 | 1,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 260,000 | 385,000 | 471,000 |
| Income tax | 41,000 | 81,000 | 109,000 | 149,000 |
| Net income | 98,000 | 179,000 | 276,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,873,000 | 6,941,000 | 6,997,000 | 6,999,000 |
| Total capital | 7,294,000 | 7,363,000 | 7,419,000 | 7,407,000 |
| Risk-weighted assets | 34,094,000 | 33,901,000 | 33,978,000 | 32,605,000 |