Call reports 2015
PLEASANTS COUNTY BANK, THE — 2015
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,832,000 | 68,021,000 | 68,229,000 | 66,490,000 |
| Total loans | 32,959,000 | 32,924,000 | 32,101,000 | 32,143,000 |
| Allowance for loan losses | 441,000 | 434,000 | 430,000 | 425,000 |
| Securities available for sale | 14,599,000 | 14,526,000 | 14,129,000 | 13,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,365,000 | 60,565,000 | 60,588,000 | 59,185,000 |
| Interest-bearing deposits | 42,732,000 | 41,903,000 | 41,784,000 | 41,534,000 |
| Noninterest-bearing deposits | 20,633,000 | 18,662,000 | 18,804,000 | 17,651,000 |
| Equity capital | 6,904,000 | 6,917,000 | 7,058,000 | 6,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,121,000 | 1,683,000 | 2,248,000 |
| Interest expense | 34,000 | 69,000 | 102,000 | 134,000 |
| Net interest income | 528,000 | 1,052,000 | 1,581,000 | 2,114,000 |
| Noninterest income | 61,000 | 125,000 | 188,000 | 252,000 |
| Noninterest expense | 424,000 | 860,000 | 1,305,000 | 1,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 349,000 | 511,000 | 622,000 |
| Income tax | 53,000 | 111,000 | 162,000 | 186,000 |
| Net income | 112,000 | 238,000 | 349,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,819,000 | 6,861,000 | 6,976,000 | 6,823,000 |
| Total capital | 7,251,000 | 7,291,000 | 7,397,000 | 7,248,000 |
| Risk-weighted assets | 34,593,000 | 34,378,000 | 33,681,000 | 34,008,000 |