Call reports 2014
PLEASANTS COUNTY BANK, THE — 2014
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,484,000 | 64,303,000 | 66,085,000 | 68,908,000 |
| Total loans | 32,181,000 | 33,325,000 | 34,833,000 | 35,041,000 |
| Allowance for loan losses | 447,000 | 442,000 | 442,000 | 443,000 |
| Securities available for sale | 13,216,000 | 12,255,000 | 12,820,000 | 12,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,358,000 | 57,043,000 | 58,844,000 | 61,787,000 |
| Interest-bearing deposits | 35,547,000 | 36,137,000 | 36,308,000 | 36,075,000 |
| Noninterest-bearing deposits | 19,811,000 | 20,906,000 | 22,536,000 | 25,712,000 |
| Equity capital | 6,619,000 | 6,770,000 | 6,789,000 | 6,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,123,000 | 1,705,000 | 2,297,000 |
| Interest expense | 41,000 | 85,000 | 125,000 | 164,000 |
| Net interest income | 508,000 | 1,038,000 | 1,580,000 | 2,133,000 |
| Noninterest income | 62,000 | 128,000 | 190,000 | 253,000 |
| Noninterest expense | 432,000 | 874,000 | 1,317,000 | 1,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 308,000 | 476,000 | 611,000 |
| Income tax | 45,000 | 102,000 | 157,000 | 197,000 |
| Net income | 93,000 | 206,000 | 319,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,746,000 | 6,819,000 | 6,892,000 | 6,747,000 |
| Total capital | 7,193,000 | 7,261,000 | 7,334,000 | 7,190,000 |
| Risk-weighted assets | 36,071,000 | 37,690,000 | 38,418,000 | 37,998,000 |