Call reports 2013
PLEASANTS COUNTY BANK, THE — 2013
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,725,000 | 60,360,000 | 62,376,000 | 60,474,000 |
| Total loans | 32,695,000 | 33,472,000 | 33,336,000 | 32,209,000 |
| Allowance for loan losses | 449,000 | 449,000 | 453,000 | 448,000 |
| Securities available for sale | 13,072,000 | 13,710,000 | 13,696,000 | 13,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,526,000 | 53,506,000 | 55,447,000 | 53,594,000 |
| Interest-bearing deposits | 37,430,000 | 36,297,000 | 35,529,000 | 33,723,000 |
| Noninterest-bearing deposits | 19,096,000 | 17,209,000 | 19,918,000 | 19,871,000 |
| Equity capital | 6,722,000 | 6,425,000 | 6,515,000 | 6,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,197,000 | 1,798,000 | 2,387,000 |
| Interest expense | 58,000 | 119,000 | 177,000 | 223,000 |
| Net interest income | 541,000 | 1,078,000 | 1,621,000 | 2,164,000 |
| Noninterest income | 68,000 | 138,000 | 204,000 | 273,000 |
| Noninterest expense | 448,000 | 894,000 | 1,330,000 | 1,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 322,000 | 495,000 | 630,000 |
| Income tax | 53,000 | 107,000 | 169,000 | 204,000 |
| Net income | 108,000 | 215,000 | 326,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,696,000 | 6,763,000 | 6,833,000 | 6,693,000 |
| Total capital | 7,136,000 | 7,205,000 | 7,286,000 | 7,137,000 |
| Risk-weighted assets | 35,202,000 | 35,328,000 | 35,797,000 | 35,488,000 |