Call reports 2012
PLEASANTS COUNTY BANK, THE — 2012
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,326,000 | 61,735,000 | 62,085,000 | 62,788,000 |
| Total loans | 34,775,000 | 33,913,000 | 34,355,000 | 33,865,000 |
| Allowance for loan losses | 463,000 | 471,000 | 460,000 | 455,000 |
| Securities available for sale | 10,035,000 | 10,098,000 | 9,620,000 | 9,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,287,000 | 54,589,000 | 54,847,000 | 55,744,000 |
| Interest-bearing deposits | 34,949,000 | 35,877,000 | 35,657,000 | 34,024,000 |
| Noninterest-bearing deposits | 18,338,000 | 18,712,000 | 19,190,000 | 21,720,000 |
| Equity capital | 6,587,000 | 6,733,000 | 6,844,000 | 6,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,318,000 | 1,954,000 | 2,603,000 |
| Interest expense | 84,000 | 163,000 | 240,000 | 303,000 |
| Net interest income | 567,000 | 1,155,000 | 1,714,000 | 2,300,000 |
| Noninterest income | 69,000 | 141,000 | 216,000 | 289,000 |
| Noninterest expense | 436,000 | 883,000 | 1,331,000 | 1,871,000 |
| Provision for loan losses | 8,000 | 18,000 | 20,000 | 20,000 |
| Pretax income | 194,000 | 401,000 | 585,000 | 704,000 |
| Income tax | 66,000 | 140,000 | 200,000 | 228,000 |
| Net income | 128,000 | 261,000 | 385,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,599,000 | 6,691,000 | 6,776,000 | 6,627,000 |
| Total capital | 7,062,000 | 7,144,000 | 7,225,000 | 7,075,000 |
| Risk-weighted assets | 36,861,000 | 36,225,000 | 35,901,000 | 35,888,000 |