Call reports 2011
PLEASANTS COUNTY BANK, THE — 2011
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,944,000 | 57,840,000 | 57,785,000 | 58,419,000 |
| Total loans | 32,154,000 | 33,254,000 | 35,315,000 | 34,764,000 |
| Allowance for loan losses | 434,000 | 429,000 | 460,000 | 462,000 |
| Securities available for sale | 12,383,000 | 11,109,000 | 13,085,000 | 10,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,120,000 | 50,816,000 | 50,713,000 | 51,521,000 |
| Interest-bearing deposits | 34,894,000 | 34,856,000 | 34,835,000 | 34,417,000 |
| Noninterest-bearing deposits | 16,226,000 | 15,960,000 | 15,878,000 | 17,104,000 |
| Equity capital | 6,429,000 | 6,671,000 | 6,702,000 | 6,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,306,000 | 1,973,000 | 2,646,000 |
| Interest expense | 111,000 | 218,000 | 323,000 | 411,000 |
| Net interest income | 541,000 | 1,088,000 | 1,650,000 | 2,235,000 |
| Noninterest income | 65,000 | 134,000 | 205,000 | 274,000 |
| Noninterest expense | 440,000 | 879,000 | 1,323,000 | 1,802,000 |
| Provision for loan losses | 0 | 15,000 | 55,000 | 60,000 |
| Pretax income | 166,000 | 328,000 | 513,000 | 683,000 |
| Income tax | 58,000 | 116,000 | 194,000 | 246,000 |
| Net income | 108,000 | 212,000 | 319,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,565,000 | 6,633,000 | 6,511,000 |
| Total capital | 6,935,000 | 6,994,000 | 7,093,000 | 6,973,000 |
| Risk-weighted assets | 35,562,000 | 35,310,000 | 37,536,000 | 37,192,000 |