Call reports 2010
PLEASANTS COUNTY BANK, THE — 2010
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,276,000 | 55,606,000 | 55,502,000 | 58,506,000 |
| Total loans | 33,693,000 | 33,757,000 | 33,778,000 | 33,291,000 |
| Allowance for loan losses | 391,000 | 452,000 | 448,000 | 440,000 |
| Securities available for sale | 13,005,000 | 13,044,000 | 12,543,000 | 13,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,532,000 | 48,819,000 | 48,597,000 | 51,746,000 |
| Interest-bearing deposits | 34,042,000 | 33,774,000 | 33,721,000 | 35,144,000 |
| Noninterest-bearing deposits | 14,490,000 | 15,045,000 | 14,876,000 | 16,602,000 |
| Equity capital | 6,405,000 | 6,447,000 | 6,534,000 | 6,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,385,000 | 2,080,000 | 2,760,000 |
| Interest expense | 137,000 | 268,000 | 393,000 | 510,000 |
| Net interest income | 544,000 | 1,117,000 | 1,687,000 | 2,250,000 |
| Noninterest income | 60,000 | 127,000 | 197,000 | 269,000 |
| Noninterest expense | 437,000 | 877,000 | 1,321,000 | 1,798,000 |
| Provision for loan losses | 20,000 | 118,000 | 118,000 | 124,000 |
| Pretax income | 147,000 | 249,000 | 445,000 | 597,000 |
| Income tax | 53,000 | 110,000 | 179,000 | 229,000 |
| Net income | 94,000 | 139,000 | 266,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,419,000 | 6,424,000 | 6,511,000 | 6,434,000 |
| Total capital | 6,810,000 | 6,876,000 | 6,959,000 | 6,874,000 |
| Risk-weighted assets | 35,044,000 | 35,413,000 | 35,556,000 | 35,857,000 |