Call reports 2006
PLEASANTS COUNTY BANK, THE — 2006
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 48,646,000 | 48,568,000 | 49,900,000 | 50,446,000 |
| Total loans | 27,657,000 | 29,120,000 | 30,742,000 | 30,980,000 |
| Allowance for loan losses | 297,000 | 297,000 | 307,000 | 324,000 |
| Securities available for sale | 12,761,000 | 12,770,000 | 12,859,000 | 11,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,421,000 | 42,265,000 | 43,471,000 | 44,095,000 |
| Interest-bearing deposits | 33,472,000 | 32,917,000 | 33,826,000 | 34,930,000 |
| Noninterest-bearing deposits | 8,949,000 | 9,348,000 | 9,645,000 | 9,165,000 |
| Equity capital | 6,096,000 | 6,166,000 | 6,296,000 | 6,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,332,000 | 2,047,000 | 2,786,000 |
| Interest expense | 154,000 | 329,000 | 519,000 | 726,000 |
| Net interest income | 498,000 | 1,003,000 | 1,528,000 | 2,060,000 |
| Noninterest income | 47,000 | 98,000 | 147,000 | 198,000 |
| Noninterest expense | 390,000 | 792,000 | 1,174,000 | 1,614,000 |
| Provision for loan losses | 2,000 | 2,000 | 14,000 | 44,000 |
| Pretax income | 139,000 | 293,000 | 473,000 | 586,000 |
| Income tax | 45,000 | 96,000 | 159,000 | 211,000 |
| Net income | 94,000 | 197,000 | 314,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,245,000 | 6,309,000 | 6,385,000 | 6,246,000 |
| Total capital | 6,542,000 | 6,606,000 | 6,692,000 | 6,570,000 |
| Risk-weighted assets | 29,828,000 | 30,997,000 | 31,929,000 | 32,034,000 |