Call reports 2002
PLEASANTS COUNTY BANK, THE — 2002
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,252,000 | 45,688,000 | 47,792,000 | 46,193,000 |
| Total loans | 28,343,000 | 29,040,000 | 28,634,000 | 27,217,000 |
| Allowance for loan losses | 293,000 | 303,000 | 308,000 | 333,000 |
| Securities available for sale | 10,752,000 | 11,812,000 | 11,350,000 | 14,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,909,000 | 39,225,000 | 41,271,000 | 39,907,000 |
| Interest-bearing deposits | 34,299,000 | 33,768,000 | 35,502,000 | 33,737,000 |
| Noninterest-bearing deposits | 5,610,000 | 5,457,000 | 5,769,000 | 6,170,000 |
| Equity capital | 6,184,000 | 6,359,000 | 6,426,000 | 6,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,627,000 | 2,425,000 | 3,198,000 |
| Interest expense | 235,000 | 453,000 | 672,000 | 866,000 |
| Net interest income | 574,000 | 1,174,000 | 1,753,000 | 2,332,000 |
| Noninterest income | 23,000 | 46,000 | 67,000 | 90,000 |
| Noninterest expense | 357,000 | 738,000 | 1,120,000 | 1,507,000 |
| Provision for loan losses | 28,000 | 50,000 | 73,000 | 275,000 |
| Pretax income | 212,000 | 432,000 | 627,000 | 640,000 |
| Income tax | 86,000 | 170,000 | 247,000 | 259,000 |
| Net income | 126,000 | 262,000 | 380,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,153,000 | 6,249,000 | 6,327,000 | 6,128,000 |
| Total capital | 6,446,000 | 6,552,000 | 6,635,000 | 6,461,000 |
| Risk-weighted assets | 30,317,000 | 29,180,000 | 29,031,000 | 27,857,000 |