Call reports 2001
PLEASANTS COUNTY BANK, THE — 2001
What PLEASANTS COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,595,000 | 45,457,000 | 46,272,000 | 45,158,000 |
| Total loans | 27,130,000 | 28,313,000 | 28,854,000 | 28,415,000 |
| Allowance for loan losses | 283,000 | 286,000 | 252,000 | 271,000 |
| Securities available for sale | 8,354,000 | 9,359,000 | 10,451,000 | 10,825,000 |
| Securities held to maturity | 3,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,240,000 | 39,080,000 | 39,726,000 | 38,880,000 |
| Interest-bearing deposits | 33,758,000 | 33,531,000 | 34,711,000 | 33,256,000 |
| Noninterest-bearing deposits | 5,482,000 | 5,549,000 | 5,015,000 | 5,624,000 |
| Equity capital | 6,160,000 | 6,246,000 | 6,396,000 | 6,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,767,000 | 2,648,000 | 3,506,000 |
| Interest expense | 314,000 | 631,000 | 937,000 | 1,197,000 |
| Net interest income | 560,000 | 1,136,000 | 1,711,000 | 2,309,000 |
| Noninterest income | 23,000 | 38,000 | 62,000 | 82,000 |
| Noninterest expense | 355,000 | 729,000 | 1,089,000 | 1,480,000 |
| Provision for loan losses | 18,000 | 36,000 | 82,000 | 130,000 |
| Pretax income | 210,000 | 409,000 | 602,000 | 781,000 |
| Income tax | 80,000 | 155,000 | 218,000 | 286,000 |
| Net income | 130,000 | 254,000 | 384,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,056,000 | 6,177,000 | 6,266,000 | 6,068,000 |
| Total capital | 6,339,000 | 6,463,000 | 6,518,000 | 6,339,000 |
| Risk-weighted assets | 21,829,000 | 30,506,000 | 36,045,000 | 28,403,000 |