Call reports 2026
SJN BANK OF KANSAS — 2026
What SJN BANK OF KANSAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 292,454,000 | 302,913,000 |
| Total loans | 188,052,000 | 189,304,000 |
| Allowance for loan losses | 4,170,000 | 3,981,000 |
| Securities available for sale | 91,476,000 | 97,681,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 255,195,000 | 259,562,000 |
| Interest-bearing deposits | 196,918,000 | 205,006,000 |
| Noninterest-bearing deposits | 58,277,000 | 54,556,000 |
| Equity capital | 25,947,000 | 27,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,223,000 | 8,464,000 |
| Interest expense | 1,155,000 | 2,168,000 |
| Net interest income | 3,068,000 | 6,296,000 |
| Noninterest income | 110,000 | 213,000 |
| Noninterest expense | 2,277,000 | 4,304,000 |
| Provision for loan losses | 600,000 | 600,000 |
| Pretax income | 356,000 | 1,689,000 |
| Income tax | 33,000 | 305,000 |
| Net income | 323,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,403,000 | 27,533,000 |
| Total capital | 29,103,000 | 30,365,000 |
| Risk-weighted assets | 214,333,000 | 225,247,000 |